Avoid high insurance costs by auto insurance

Purchase insurance is always a good idea, and in many cases, it is a necessity. Having a nice insurance portfolio can be a one-stop affair that can meet an expectation if they meet an unfortunate emergency. But there is not enough insurance due to the inability to buy what we need to reduce our costs. There is a way if you can buy more insurance, buy more policies or reduce your current insurance cost.

Auto insurance is a way to reduce your insurance cost. An adequate insurance reserve fund allows you to gain some of your own risks by maintaining a personal reserve fund. When you take some of your risky risks, you can reduce your current insurance costs immediately, keep your premium rates low, and leave extra funds to buy additional insurance that you may need.

An auto insurance fund is basically a stacked set of cash aside for use for your insurance requirements. You need to determine how many insurance reserves you will need for your particular insurance requirement.

The way you can use your self-insurance reserve fund

1. Take away your need for some types of insurance policies that you can assume yourself at risk. For example, you can use your self-insurance fund to pay for the replacement costs of these items, to be able to purchase an entire warranty of automobile insurance, a home warranty for a car in valuable items and jewelry yourself.

2. Broaden your automatic and home deductibles. By increasing your auto and home insurance deductibles, you will be able to reduce your premium payments immediately, which will be insuring yourself (through your self-insurance) for the amount up to deductible.)

 

3. Increase your disability time.

Everyone needs disability insurance and if you can afford it you can use your non-insurance fund so that you will have to wait before your disagreement starts. As a result you will be able to reduce premiums.

4. Turn on emergency medical health insurance. By changing a health insurance policy that only kicks after a large deductible, which is sometimes called emergency health insurance, you can save a significant amount of your health insurance premium.

Using this type of policy, you will use your self-insurance to pay for your doctor’s inspection and minor treatment procedures, and your emergency health insurance will be there as a safe net if an important medical emergency occurs.

If you choose auto insurance yourself, then your money will be useful to you when it is waiting to be used. The best way to invest your self-insurance economy is to invest it. Your investments should be in short-term investments, which can become quick-usable cash without a great loss of value. Such investments include money market and / or mutual funds. Avoid long-term investments such as stocks and bonds because they are not eligible for a short-term emergency fund such as self-insurance funds.

If you want, you can also select a savings account. Your return will be lower on a savings account, but at the same time it will quickly and easily access your money when earning a small return at the same time

11 Replies to “Avoid high insurance costs by auto insurance”

  1. freehappyhalloweenimages2018.com

    Its such as you learn my mind! You appear to know
    a lot approximately this, like you wrote the guide in it or
    something. I think that you simply can do with some p.c.

    to drive the message house a little bit, but other than that, this
    is great blog. A great read. I’ll definitely be back.

  2. 激光陰道收緊療程

    FineScan 會在肌膚上製造數以千計的細小深入傷口,即所謂的顯微加熱區(microthermal zone),但要確保每次治療時皆有部份組織不受能量影響,於是,每一個顯微加熱區的作用雖然強烈而明顯,但周圍都包覆著正常且結構完整的皮膚組織,使傷口能在短時間內癒合,並替換之前有缺陷的受損組織。Finescan不僅可讓表皮新生,更可促進深層膠原再生,從內而外徹底喚醒細胞,瞬時找回年輕時的肌膚狀態。憑藉最新的雙軸技術,FINESCAN 6可治療 – 面部 – 頸部 – 暗瘡凹凸洞 – 增生性疤痕

Leave a Reply

Your email address will not be published. Required fields are marked *